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\multicolumn{4}{c}{\textbf{TABLE 2A: Pickup \& Listening Rates-Philippines}} \\
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\multicolumn{1}{r}{} & \multicolumn{1}{c}{{\textbf{Pick-up Rate (\%)}}} & \multicolumn{1}{c}{\textbf{Listening Rate}} & \multicolumn{1}{c}{\textbf{Listening Rate}} \\
\multicolumn{1}{r}{} &       & \multicolumn{1}{c}{\textbf{Regardless of}} & \multicolumn{1}{c}{\textbf{Conditional on}} \\
\multicolumn{1}{r}{} &       & \multicolumn{1}{c}{\textbf{Pick-up (\%)}} & \multicolumn{1}{c}{\textbf{Pick-up (\%)}} \\
\cmidrule{2-4}    \multicolumn{1}{l}{\textbf{Module}} & \multicolumn{1}{c}{\textbf{(1)}} & \multicolumn{1}{c}{\textbf{(2)}} & \multicolumn{1}{c}{\textbf{(3)}} \\
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\multicolumn{1}{l}{Cash Separation} & \multicolumn{1}{c}{78\%} & \multicolumn{1}{c}{67\%} & \multicolumn{1}{c}{89\%} \\
\multicolumn{1}{l}{Customer Credit} & \multicolumn{1}{c}{72\%} & \multicolumn{1}{c}{61\%} & \multicolumn{1}{c}{89\%} \\
\multicolumn{1}{l}{Inventory Management} & \multicolumn{1}{c}{70\%} & \multicolumn{1}{c}{60\%} & \multicolumn{1}{c}{90\%} \\
\multicolumn{1}{l}{Supplier Management} & \multicolumn{1}{c}{68\%} & \multicolumn{1}{c}{56\%} & \multicolumn{1}{c}{85\%} \\
\multicolumn{1}{l}{\textbf{Overall}} & \multicolumn{1}{c}{\textbf{73\%}} & \multicolumn{1}{c}{\textbf{62\%}} & \multicolumn{1}{c}{\textbf{92\%}} \\
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\multicolumn{4}{p{42em}}{\emph{Source:}  Primary data collected by research team} \\
\multicolumn{4}{p{42em}}{\emph{Notes:} This table presents the pick up rates and listening rates for each section of financial heuristics training curriculum. Pick up rate = number of pickups / total number of calls. Listing rate regardless of pick up = listenership / total duration. Listening rate conditional on pick up = listenership / total duration if call picked up.} \\\bottomrule \\
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